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NEWS
September 16, 2009
o A look at health care plans in Congress WASHINGTON (AP) -- Sen. Max Baucus on Wednesday brought out the much-awaited Finance Committee version of an American health-system remake -- a landmark $856 billion, 10-year measure that starts a rough ride through Congress without visible Republican backing. The bill by Baucus, Democratic chairman of the Senate panel, would make major changes to the nation's $2.5 trillion health care system, including requiring most people to purchase insurance coverage or pay a fine and prohibiting insurance companies from charging more to people with more serious health problems.
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NEWS
September 12, 2009
Editor's note: The Herald-Mail invites readers to answer poll questions on its Web site, www.herald-mail.com. Readers also may submit comments when voting. A sampling of edited reader comments will run on The Herald-Mail's Opinion page on Tuesday, Thursday and Sunday. The question posted Wednesday on The Herald-Mail's Web site was: Do you approve of how President Obama has handled the health care issue? o "Why are Republicans playing low-life political tricks just to defend insurance companies (heavy campaign donors)
NEWS
By HEATHER KEELS | April 23, 2009
HAGERSTOWN -- When people see booths offering information about the Maryland Insurance Administration, some assume the agency is selling insurance and walk past, saying they already are covered, outreach staffer Thom Hooper said. In reality, the state agency exists to regulate insurance companies, educate consumers about insurance and investigate complaints against insurance companies, Hooper said. "Not a lot of folks know we exist," he said. "We're probably one of the least-known agencies in state government.
NEWS
By ERIN JULIUS | March 16, 2009
HAGERSTOWN -- The owner of Rocky's Pizza Palace was named in a lawsuit filed March 11 in Washington County Circuit Court by an insurance company asking for $88,123.05 it paid out following an Aug. 31, 2008, fire at the pizzeria on Hagerstown's Public Square. Frederick Mutual Insurance Co., the insurer for One North Potomac Street LLC, which owned the property, alleged in the suit that the fire "originated from and/or as a result of the defendant's negligent cooking and/or supervision at the Insured Property.
NEWS
February 7, 2009
After paying out huge settlements to clean up mold damage, homeowner insurers pulled back from issuing new policies on homes where a water damage claim had been made within the last five years. They also minimized their exposure to mold claims by excluding mold coverage altogether or limiting their coverage. Currently a common cap on such claims is $5,000, although this can vary from one company to the next. Some insurers are less concerned about water damage claims today.
NEWS
By LYNN LITTLE | September 5, 2008
Natural disasters can happen anytime and any place. As a result of heavy thunderstorms, tornadoes, hurricanes, snowstorms and floods, many people have experienced damage to their homes and personal property. Everyone knows the importance of having adequate and appropriate insurance to cover potential damages. Along with adequate insurance coverage, it is important to have an up-to-date personal property inventory. Imagine trying to compile a detailed list of property for an insurance claim just after a natural disaster.
NEWS
January 23, 2008
"We are not going to prevent this recession by raising taxes, because that would leave less money for the people to invest in the economy, and therefore make the recession worse. The banks have helped create this mess by giving loans to people who could not afford the payments. The high price of gas has also contributed to the recession, because we are (dependent) on foreign oil, as certain politicians and the environmentalist have blocked our drilling in Alaska and other places to help make us independent.
NEWS
July 24, 2007
Health insurance costs must give To the editor: I just want to vent about health insurance. At my job, Optimum Choice decided to more than double our insurance premiums, so we had to go with a cheaper policy with another company. This has resulted in much higher expenditures coming this year. There is a $1,200 deductible before your benefits kick in, and even then we will have to pay 50 percent for certain medicines, unless they're generic. This is a problem, because some doctors do not like their patients taking generics, especially if they have had problems at the manufacturing level, or the doctor just doesn't want to take a chance with generic meds for something, say, as serious as seizures.
NEWS
January 7, 2007
Berkeley Co. OKs transport rate hikes MARTINSBURG, W.Va. -The Berkeley County Commission on Thursday unanimously approved an increase in transport rates charged by the county's ambulance authority for certain services. The increase does not apply to the $50 household fee residents are charged for the county's emergency ambulance service. Authority board President Charles R. Hall said the proposal was an attempt to shift the cost burden to the people who use it, and also to increase the amount of reimbursement from federal programs.
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