Credit Card

People who shop with a credit card usually spend more than people who pay cash. While that can be a disadvantage to shopping with a card, there are times when using a credit card can be advantageous for consumers. Using a credit card to pay for car repairs is a good example. By the time the bill arrives, a driver should know whether or not a repair has been completed. Travel is another. A credit card usually is necessary to reserve an airline ticket, hotel room or rental car. If accommodations fail to live up to advertised claims, credit card companies can be helpful in resolving a dispute.

Anybody out there got a credit card? (Silly question). Anybody out there up to limit? I am. Anybody out there been a day late making a payment? I have. It is something I will regret for the rest of my natural life, and I will never be able to forget it, because every month for the remainder of that natural life I will receive a reminder of my transgression. It will be in the form of a bill. But let me start at the beginning. I had my credit card almost up to limit but was still $15 under limit when my payment arrived at the bank's offices a day late.

Man charged with taking credit card By KIMBERLY YAKOWSKI / Staff Writer A Hagerstown man who authorities allege charged $1,600 in electronics on another person's credit card was being held on $15,000 bond Monday, Washington County Sheriff's deputies said. Deputies said Robert Ray Davis, 28, of 55 Elizabeth St., was charged with one count each of stealing a credit card and retaining a lost credit card; four counts of making charges less than $300 on a stolen credit card; six counts each of signing a receipt for a stolen credit card and misuse of credit card numbers, and two counts of making charges more than $300 on a stolen credit card.

FREDERICK, Md. - Chevy Chase Bank has entered into a binding agreement to sell its first credit card business to First USA, according to a press release. First USA will operate the Frederick facility and will offer employment to all credit card employees, according to the release. Under the terms of the agreement, First USA has agreed to offer the employees comparable positions with their compensation, benefits and seniority intact. Chevy Chase will retain the ability to provide credit card products to its local depositor base, according to the release.

HAGERSTOWN Washington County taxpayers can pay their property taxes by credit card this year, but they will be charged a fee to do so. A "convenience fee" of 2.5 percent will be added to bills paid by credit card, County Treasurer Todd Hershey said. The fee is imposed by the county's credit card processing service, Govolution, and does not go to the county, Hershey said. "The county makes no additional money when people pay their property taxes by credit card," Hershey said.

Using credit card receipts retrieved from trash cans behind a supermarket, a Hagerstown woman collected credit card numbers and went on a major shopping spree. On Monday, Holley Alton Beck, 36, of the 900 block of Salem Avenue, was sentenced to eight years in prison for her crimes by Washington County Circuit Judge Kennedy Boone. When released from the Maryland Correctional Institution for Women in Jessup, she will be on probation for three years and must make restitution, estimated at about $2,900, in all cases, Boone ordered.

Keep an eye on your credit cards By KERRY LYNN FRALEY Staff Writer Don't let hectic holiday crowds make you careless in the rush to finish your gift shopping. Credit card fraud, like other types of theft, increases during the holiday season, police officials say. Keeping close tabs on your credit cards, receipts and statements and limiting access to your Social Security number and other personal information are your best protection against becoming a victim, say police and credit industry experts.

CHAMBERSBURG, Pa. -- Criticized last year over the use of credit cards by school district administrators, the Chambersburg School Board Wednesday gave preliminary approval to a policy regulating their future use. "We've never had a credit card policy before," said Director of Information Services Sylvia Rockwood. "Now there's one district card and it's in Superintendent (Joseph) Padasak's name. " "There used to be seven. Now we're down to one and it's in a lock box in my office," Padasak said following Wednesday's meeting.

I'm really digging on this new black Visa card, the credit card that is so upscale, so exclusive, that you can only obtain one -- you can only obtain one, and I want to stress this -- if you have $495 and a pulse. It also helps if you value status more than money. While it's advertised that only 1 percent of the population will qualify, Consumerism Commentary says it's heard reports that people with average credit scores and low incomes can receive one, as long as they are willing to pony up the 495 bones in annual fees.