Citizens Bank

Farmers & Merchants Bank and Trust, a subsidiary of Susquehanna Bancshares Inc., has changed its name to Susquehanna Bank and consolidated with its sister-bank affiliates Citizens Bank of Southern Pennsylvania, Greencastle, Pa.; First American Bank of Pennsylvania, Everett, Pa.; and Susquehanna Bank, Towson, Md. The consolidation and name change took effect after the close of business Friday, according to a release. The Maryland state-chartered Susquehanna Bank will have $2.8 billion in combined assets, 589 employees and will operate 58 banking offices.

waynesboro@herald-mail.com WAYNESBORO, Pa. - A robber armed with a handgun entered a branch of the Citizens Bank of Southern Pennsylvania near the Waynesboro Mall Thursday morning and got away with an undisclosed amount of cash in what local police say is the first bank robbery in Waynesboro in many years. Waynesboro Police Chief Ray Shultz said the three employees in the bank at the time of the 10:29 a.m. robbery did not get a good look at the robber, whose head and face were covered with a hooded sweatshirt.

Citizens Bank of Southern Pennsylvania GREENCASTLE, Pa. - Jeffrey M. Yoder has been named branch manager of the State Line office of Citizens Bank of Southern Pennsylvania. Yoder, of Chambersburg, Pa., will be responsible for the day-to-day operations of the State Line office. He brings more than 27 years of banking experience to his new position, most recently as a branch manager with F&M Trust in Chambersburg. Patterson & Kiersz FREDERICK, Md. - A staff member of the law firm Patterson & Kiersz P.C. is one of seven women in the Washington metropolitan area recently honored with an eighth annual Toyota Tribute to Working Women Award for making a difference in the lives of others.

daniels@herald-mail.com Susquehanna Bancshares Inc. of Lititz, Pa., reported weaker net income and share prices for the first quarter of 2005, despite gains in several areas of its business, due to more competitive auto financing rates offered by U.S. auto manufacturers, company officials said. The financial holding company, which operates Susquehanna Bank locally, released its first quarter earnings Tuesday. William J. Reuter, chairman, president and chief executive officer of Susquehanna, said the company's automobile leasing subsidiary was hurt by more attractive financing offers made by major auto manufacturers with whom Susquehanna could not compete.

GREENCASTLE, Pa. - The Greencastle-Antrim Chamber of Commerce will host its 48th annual dinner on Sept. 23 at the Special Events Center on South Washington Street. The Chamber chose to recognize their lead sponsor, PCI Insurance, by naming the football-themed event the PCI Chamber Bowl. The festivities will begin with a pre-game tailgate party, beginning at 6 p.m. The event's "first half" will be a dinner, catered by Mrs. Gibble's Restaurant. Halftime entertainment will be provided by the Greencastle-Antrim High School Blue Devil Marching Band, which consists of a 45-member band, a 14-member colorguard and the drum major.

Ravenwood Lutheran Village Amy Olack recently was named nursing home administrator at Ravenwood Lutheran Village. Prior to joining Ravenwood, Olack served as both marketing director and an assistant administrator at Williamsport Retirement Village. She is a licensed nursing home administrator. Olack holds bachelor's degrees in psychology and nursing and a minor in computer information systems from Shepherd College. Citizens Bank of Southern Pa. GREENCASTLE, PA - Andrea D. Haugh recently was named vice president and commercial relationship manager for Citizens Bank of Southern Pennsylvania.

Citizens Bank CHAMBERSBURG, Pa. -Summer Franzoni recently was promoted to branch manager at the Chambersburg Mall office of Citizens Bank of Southern Pennsylvania. Franzoni most recently served as branch manager of Citizens Bank's branch office in State Line, Pa. Franzoni has more than five years of banking experience, having served as assistant manager, head teller, customer service representative and home banker. Franzoni attended Wilson College and has completed the first of three years at the Central Atlantic Advanced School of Banking provided by the Pennsylvania Banking Association, and has taken consumer-lending courses offered by The American Institute of Banking.

The Herald-Mail Dave Kline has been named The Herald-Mail's April Employee of the Month. Kline, a full-time member of the Mailroom staff, has been with the company since August 2000. Sandy Maginnis is marking a 30-year anniversary at the newspaper in April. She is a member of the Pre-Press Composition Department. In the Pressroom, Shawn Ward is marking a 10-year anniversary with the company in April. Andrea Rowland has joined the Herald-Mail Lifestyle staff after serving as a community reporter.

daniels@herald-mail.com Susquehanna Bancshares Inc. of Lititz, Pa., reported weaker net income and share prices for the first quarter of 2005, despite gains in several areas of its business, due to more competitive auto financing rates offered by U.S. auto manufacturers, company officials said. The financial holding company, which operates Susquehanna Bank locally, released its first quarter earnings Tuesday. William J. Reuter, chairman, president and chief executive officer of Susquehanna, said the company's automobile leasing subsidiary was hurt by more attractive financing offers made by major auto manufacturers with whom Susquehanna could not compete.

Farmers & Merchants Bank and Trust, a subsidiary of Susquehanna Bancshares Inc., has changed its name to Susquehanna Bank and consolidated with its sister-bank affiliates Citizens Bank of Southern Pennsylvania, Greencastle, Pa.; First American Bank of Pennsylvania, Everett, Pa.; and Susquehanna Bank, Towson, Md. The consolidation and name change took effect after the close of business Friday, according to a release. The Maryland state-chartered Susquehanna Bank will have $2.8 billion in combined assets, 589 employees and will operate 58 banking offices.

The Herald-Mail B.J. Buske and Allison Newcomer both have been named to new roles within The Herald-Mail advertising department. Buske will assume the position of automotive/major accounts manager on Jan. 3. In his new capacity, he will oversee a team responsible for handling all major and automotive advertising accounts. Hired as an automotive sales representative in October 2003, Buske previously worked for the Chippewa Valley (Wis.) Newspapers and Central Wisconsin Newspapers.

waynesboro@herald-mail.com WAYNESBORO, Pa. - A robber armed with a handgun entered a branch of the Citizens Bank of Southern Pennsylvania near the Waynesboro Mall Thursday morning and got away with an undisclosed amount of cash in what local police say is the first bank robbery in Waynesboro in many years. Waynesboro Police Chief Ray Shultz said the three employees in the bank at the time of the 10:29 a.m. robbery did not get a good look at the robber, whose head and face were covered with a hooded sweatshirt.

GREENCASTLE, Pa. - The Greencastle-Antrim Chamber of Commerce will host its 48th annual dinner on Sept. 23 at the Special Events Center on South Washington Street. The Chamber chose to recognize their lead sponsor, PCI Insurance, by naming the football-themed event the PCI Chamber Bowl. The festivities will begin with a pre-game tailgate party, beginning at 6 p.m. The event's "first half" will be a dinner, catered by Mrs. Gibble's Restaurant. Halftime entertainment will be provided by the Greencastle-Antrim High School Blue Devil Marching Band, which consists of a 45-member band, a 14-member colorguard and the drum major.

Farmers & Merchants Bank and Trust The board of directors of Farmers & Merchants Bank and Trust and James G. Piern, chairman of the board, announced the following promotions and organizational appointments: Robert E. Ernst II has been named president and chief executive officer. Ernst also was named to the board of directors. Michael E. Hough has been named executive vice president. Robert E. Goetz Jr., Commercial Banking, was promoted to banking officer. Michael S. Metz, Commercial Banking, was promoted to banking officer.

The Herald-Mail Dave Kline has been named The Herald-Mail's April Employee of the Month. Kline, a full-time member of the Mailroom staff, has been with the company since August 2000. Sandy Maginnis is marking a 30-year anniversary at the newspaper in April. She is a member of the Pre-Press Composition Department. In the Pressroom, Shawn Ward is marking a 10-year anniversary with the company in April. Andrea Rowland has joined the Herald-Mail Lifestyle staff after serving as a community reporter.

Citizens Bank of Southern Pennsylvania GREENCASTLE, Pa. - Jeffrey M. Yoder has been named branch manager of the State Line office of Citizens Bank of Southern Pennsylvania. Yoder, of Chambersburg, Pa., will be responsible for the day-to-day operations of the State Line office. He brings more than 27 years of banking experience to his new position, most recently as a branch manager with F&M Trust in Chambersburg. Patterson & Kiersz FREDERICK, Md. - A staff member of the law firm Patterson & Kiersz P.C. is one of seven women in the Washington metropolitan area recently honored with an eighth annual Toyota Tribute to Working Women Award for making a difference in the lives of others.