Business People - July 17

July 17, 2011

F&M Trust

 CHAMBERSBURG, Pa. — E. Dennis Ginder will join F&M Trust’s management team as senior vice president and risk management officer.

 Ginder has an extensive background in credit management, commercial services and lending during his 30 years in banking. He began his career as an ag lender at Farm Credit Services prior to joining the Agri-Business Group at Meridian Bank. He later served as a regional manager in commercial loan review, the special loans group, commercial lending and middle market group.  

 Following the acquisition of Meridian by CoreStates Bank, Ginder worked briefly with the Penn State University Cooperative Extension, assisting clients in business management, planning and financial analysis. He joined the Bank of Lancaster County in 1998 as senior vice president of the business services group and served as executive vice president — business services segment leader.

 During his tenure at the bank, Ginder also served as president of the Bank of Lancaster County and served on the bank’s board of directors. Following the acquisition of Bank of Lancaster County’s parent company, Sterling Financial, by PNC Bank, he most recently was senior vice president — business banking segment, leading a team covering nine counties in central and southcentral Pennsylvania.

 As risk management officer at F&M Trust, Ginder will be responsible for ensuring the bank maintains adequate policies to control credit, operational compliance and other risks. In addition, his duties include managing the bank’s enterprise risk-management program, ensuring the overall quality of the bank’s loan portfolio, and acting as a liaison to the bank’s internal audit and loan-review firms.   

 A native of Manheim in Lancaster County, Pa., Ginder lives in Mount Joy, Pa. He has been involved with the United Disabilities Services board, the Urban League of Lancaster board and finance committee, Chester County Development Council, as well as in the American Cancer Society’s Relay for Life, Fulton Opera, Metro Arts, and Lancaster United Way Homelessness & Affordable Housing Group.


 First United Bank & Trust

 April Krabal was named community office manager at First United Bank & Trust’s office at 1646 Wesel Blvd. in Hagerstown and JD Pearl was named customer service officer at the same office.

 Before coming to First United Bank & Trust, Krabal served as a finance manager. After joining First United, she served as customer service officer, and customer service and operations manager. Krabal has been a member of the Martinsburg Rotary Club, Main Street Martinsburg, Eastern Panhandle Homebuilders Association, Chamber of Commerce of Martinsburg and Berkeley County, Leadership Berkeley Alumni, Women’s Network, Young Professionals of the Eastern Panhandle and Eastern Panhandle Entrepreneurs Forum. She is working with the Hagerstown-Washington County Chamber of Commerce and Tri-Net Group. Krabal lives in Gerrardstown, W.Va., with her husband, Shane.

 Pearl has more than 11 years of banking experience in the Hagerstown community and completed a course at the Pennsylvania Bankers Association. He is an active member of the Hagerstown Rotary Club. He lives near Boonsboro with his wife, Kris, and son. His interests include his family, cycling and whitewater kayaking.


 Hagerstown Community College

 Chris Marschner, manager of Hagerstown Community College’s Technical Innovation Center, recently completed training on business coaching in Baltimore.

 The two-day intensive clinic was adapted from materials designed by Corporate Coach U, a leader in the coaching world.

 Economic development staff and incubator managers from around the country, including three from Montgomery County, Md., spent two days practicing coaching skills based on actual issues each participant was facing at the time.

 David Terry facilitated the training.


 Julie Gaver Training & Development LLC

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