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Letters to the Editor

September 25, 2009

Social Security should be there for everyone



To the editor:

Unlike the letter writer of Friday, Aug. 28, I am thankful that my wife and I have Social Security as the basic floor for our retirement income and planning. I support health care reform.

While the stock market was shrinking rapidly in 2008, impacting the funds available for pension funds distributions, Social Security actually increased the amount given to retirees because it was tied to the cost of living. Because the economy has shrunk, it seems there will be no increase in 2010 and 2011, but the amount being received will be unchanged. Some pension plans have kept pace with the increase in Social Security. Has that been true for all?

My wife and I opted for Medicare insurance (not the drug program). That insurance was not increased in 2009. It appears likely that will also be true in 2010. The Medicare prescription drug plan appears likely to increase slightly in 2010, but it is a negligible increase in comparison with the overall Social Security income increase we received for 2009, which continues into 2010.

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The only time any part of our Social Security income is eligible to be taxed occurs when our other income is so high that a portion of Social Security may be liable for taxation. The chart made available to us by the IRS is a clear indicator of how high total income must be before a penny of Social Security is included in taxable income calculations. Even then, personal exemptions and deductions eliminate taxes for most citizens.

I want the federal government to provide the financial floor for all citizens in retirement. I look forward to the government's efforts to ensure health insurance and coverage for all.

Stephen HarrisWaynesboro, Pa.




Isn't it nice to look up and see a rainbow?



To the editor:

Isn't it nice to look up and see a rainbow? They are beautiful and they bring to mind Noah and the ark. They bring to mind these words, "Weeping may endure for a night, but joy cometh in the morning."

God is up there, seeing, hearing, laughing, crying, providing, forgiving, loving each and every one. The rainbow is full of promises and every one is being fulfilled to this day. As we receive the rainbow of hope, let us distribute it to others.

God has never nor will he ever renege on any promise he has made. He is faithful and just in all his dealings with mankind. We can depend on him to right the wrongs we make in our choices and show us the way that will bring success and happiness. It will take only our obedience. If ever there was a need for his leadership it is in these days.

Thank you, God, for rainbows. Keep putting them there for us to see. We need them.

Frances MoatsHagerstown

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