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Hagerstown gives nod for Blues Fest rain insurance

April 16, 2008|By DAN DEARTH

The Hagerstown City Council on Tuesday gave its unofficial approval to purchase rain insurance during the Western Maryland Blues Fest.

The insurance would cost $11,715 and protect the festival from financial loss, said Karen Giffin, city community affairs director. The money to buy the insurance would come from the Blues Fest budget.

Giffin said the policy would cover portions of two days. On May 30, the policy would cost $2,055 for $15,000 of coverage from 3 to 8 p.m., Giffin said. The policy on May 31 would protect the festival from 11 a.m. to 6 p.m. and cost $9,660 for $60,000 of coverage, she said.

In each case, it would have to rain at least a quarter of an inch to collect on the policies, Giffin said. The city collected on the policy about three years ago, she said.

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