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New Business - Antietam Mortgage and Finance

April 15, 2007

Name of business:Antietam Mortgage and Finance

Owner: B. Todd Stocks

Address: 18023 Lyles Drive, Hagerstown

Opening date: June 1, 2006

Products and services: Residential and commercial first and second mortgage specialty financing

Market area: Maryland and West Virginia, with licensing pending in Pennsylvania.

How did you get into your business, or what motivated you to start it?: The need for "specialty" loans and programs, for borrowers who do not meet the conventional credit characteristics.

Previous business experience: Fifteen years in the subprime, nonconventional retail and wholesale industry

Number of employees: Four

Hours: 9 a.m. to 5 p.m., or after hours and weekends by appointment

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Web site: www.antietamhomeloans.com

E-mail: todd.stocks@verizon.net

Telephone: 301-790-2102

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