March 18, 2007

Citizen's National Bank

FALLING WATERS, W.Va. - A free financial seminar, "Get Smart About Credit," will be presented Saturday, March 24, from 10:30 a.m. to 2 p.m. at Marlowe Assembly of God, 9045 Williamsport Pike in Falling Waters.

The seminar is being sponsored by Citizen's National Bank and will be presented by Gail Moxley.

The seminar, geared toward teenagers and young adults, will give the basics of why obtaining and maintaining good credit is so important. It will provide information on credit reports, the benefits of good credit, basic methods of protecting credit information and more.

A free lunch will be served at noon for those who make reservations.

Reservations may be made and additional information obtained by calling the church office at 304-274-2474 by Thursday, March 22.

Ryan Physical Therapy Associates

Ryan Physical Therapy Associates will present a free seminar on Wednesday, March 21, at 7 p.m., at the office at 1190 Mount Aetna Road in Hagerstown.


The program, "Get Ready For Golf," will be presented by Dan Neff, a local golf instructor, and Stephen D. Ryan, MPT, president of Ryan Physical Therapy Associates.

The program will focus on a comprehensive sports medicine and fitness program for golfers of all levels.

Admission is free but seating is limited. Those interested in attending may reserve space by calling 301-797-4572 or by sending an e-mail request to

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