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MDA says federal srop insurance covers rain damage

July 04, 2006

ANNAPOLIS - Maryland farmers who have purchased federal crop insurance are reminded that crop damage from flooded fields from this past week's record-breaking rain are covered as it would be in the case of drought, the Maryland Department of Agriculture said.

In a news release, the department gave tips "for getting the most out of your crop insurance in the coming weeks." The tips are:

Call your crop insurance agent and report what fields are flooded within 72 hours of discovery of loss or damage

If you plan on plowing down the crop, have an adjustor evaluate the field before plowing. Do not destroy evidence of damage until a loss adjuster evaluates it.

If the crop is going to be harvested, then call your crop insurance agent, make a report and document the yield at harvest.

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About 1,090 small grain crop insurance polices are in effect in Maryland, covering 10,000 acres of barley and more than 57,000 acres of wheat.

There are risks of weather-caused diseases and toxins in small grains.

"If your insured grain may have quality damage, contact your crop insurance agent before you begin to harvest, or immediately upon discovery, and ask to talk to a crop loss adjuster to determine how to proceed to get the most from your crop insurance," the department said.

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