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Clarification

November 11, 2005

A story on page A1 of Wednesday's Morning Herald did not clearly explain how the state of Maryland provided Washington County with information about properties with septic systems.

The state gave the county a database of properties on which improvements had been made. The county looked through the database and eliminated properties with public sewer service to figure out which ones had septic systems.




Correction



Due to a source's error, a fact sheet on the Medicare Part D prescription program printed in The Herald-Mail opinion section on Sunday, Nov. 6, contained two mistakes. The correct information is as follows:

· Medigap plans H, I and J will not be sold after Dec. 31. However, if you decide to stay with any of these plans, your coverage is not creditable and if you are eligible for Medicare and do not enroll in a plan by the end of the Initial enrollment period (Nov. 15, 2005 through through May 15, 2006), you will pay a 1 percent per month penalty if you enroll in a Medicare D plan.

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If you decide to enroll in a Medicare drug plan, the drug coverage will not continue in your H, I or J Medigap plan and you will have the option of enrolling in some other type of Medigap policy with equal medical coverage offered by the same insurance company.

· The Maryland Senior Prescription Drug Program is not a CareFirst program, but is administered by CareFirst. It will become the Maryland Senior Prescription Assistance Program, helping members transition into a new Part D Plan by subsidizing their premium by $25 per month, no matter what drug plan that they choose.

The Herald-Mail apologizes for the errors.

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