Even the Federal Trade Commission concedes that people probably can't entirely prevent identity theft.
But risk can be reduced if personal information is carefully managed.
· Order a copy of your credit report from each of the three major credit bureaus and make sure it's accurate and contains only activities authorized by you.
· Place passwords on your credit card, bank and phone accounts, avoiding easily available information such as your mother's maiden name, your birth date, the last four digits of your Social Security number or your phone number, or a series of consecutive numbers.
· Make sure your personal information is secure in your home, especially if you have roommates, employ outside help or are having service work done in your home.