People who shop with a credit card usually spend more than people who pay cash. While that can be a disadvantage to shopping with a card, there are times when using a credit card can be advantageous for consumers.
Using a credit card to pay for car repairs is a good example. By the time the bill arrives, a driver should know whether or not a repair has been completed.
Travel is another. A credit card usually is necessary to reserve an airline ticket, hotel room or rental car. If accommodations fail to live up to advertised claims, credit card companies can be helpful in resolving a dispute.
Using a credit card when shopping by telephone, mail or on the Internet can speed delivery and simplify a return or exchange. The same generally is true when shopping closer to home.