Also speaking at the program were Jerry Iannacci, a veteran law enforcement officer and former bank fraud specialist, and Greg Snook, vice president of Greenlawn Memorial Gardens in Williamsport.
They advised seniors:
Never give your bank account or credit card number to any person, business or telephone callers.
Don't put your bill payments in your mailbox the night before the postal pickup.
Guard not only your checkbook but also your extra packs of checks. Check each number in the pack to make sure someone hasn't torn a check or two from the middle or end.
Review your monthly bank statements as soon as you get them to make sure there are no fraudulent transactions. If there are, report them right away.
Never throw away old bank statements, canceled checks or anything with your account or credit card numbers in the trash; shred them or keep them in a locked place.
Don't endorse the back of a check until you get to the bank.
Never leave ATM or bank receipts at teller counters or even in the trash containers at the ATM.
Don't fall for the bank examiner scheme that requires you to withdraw money from the bank.
Report any suspicious inquiries or behaviors to your bank or law enforcement agency.
"It's really good for seniors to be informed," said Lorena Stearns, a senior who attended the seminar. "We are an active group of seniors in Washington County."
Triad is a cooperative group of the American Association of Retired Persons, the National Sheriff's Department and International Association of Police Chiefs.
SALT, Seniors and Lawmen Together, is a spinoff advocacy group in Washington County.
Key words used by con artists: cash only, secret plans, get rich quick, something for nothing, contest, haste, today only, too good to be true, last chance, leftover merchandise.
Ten questions that will stop a scam
(hopefully the con artist will hang up or go away in disgust):
Where did you get my name?
What risks are involved?
Would you speak with my attorney, accountant or banker?
What government agency supervises your activities?
How long has your company been in business?
How much of my money goes for fees and commissions?
Where will my money be held?
What type of written statements will I receive and how often?
Who are your firm's officers? Please provide references.